Which banks offer second chance checking?

Varo (account name: Bank Account, available online). Wells Fargo (account name: Clear Access Banking, available online and at Wells Fargo branches). Most major banks don’t offer second chance checking, but many community banks and credit unions have them under various names, such as Opportunity Checking and Fresh Start Checking.

Where can I get a second chance checking account?

Some banks eventually allow you to upgrade from a second chance checking account to more robust banking options. You can find second chance checking accounts at several nationwide and online banks as well as local banks and credit unions in your state. Account details are accurate as of June 24, 2024. *Offer Details

What is a second chance bank account?

A second chance bank account may help you access essential banking services while you give your older reports time to clear from your ChexSystems profile. Although second chance banking is made to be accessible, there may still be some monthly fees on your second chance checking account. Some services and features may be restricted, as well.